Financing

Flexible Financing Options

At 494 Painting Flooring & More, we understand that home improvement projects are a significant investment. That's why we offer flexible financing options to help you bring your vision to life without compromising your budget. We have several different options available to you that include both short-term and long-term options. Our goal is to make it easier for you to achieve the home of your dreams with payment plans that work for you.

Why Choose Financing?

Affordability

Spread the cost of your project over manageable monthly payments.

Flexibility

Choose a financing plan that fits your budget and timeline.

Immediate Access

Start your project right away without waiting for full payment.

No Hidden Fees

Transparent terms with no surprises, so you know exactly what to expect.

Our Financing Options

We offer a variety of financing plans through our trusted partners. Whether you're looking for short-term or long-term financing, we have options to suit your needs:

1. 0% Interest Plans

Enjoy interest-free financing for a set period, making it easy to pay off your project without additional costs.

2. Low Monthly Payments

Spread your payments over an extended period with low, fixed interest rates that fit your budget.

3. Deferred Payments

Start your project now and delay payments for several months, giving you time to save or manage other financial commitments.

4. Custom Plans

We can work with you to create a custom financing plan that meets your specific needs and financial situation.

How to Apply

Applying for financing is simple and hassle-free:

Couple exploring flooring options during consultation

Step 1: Consultation

Start by scheduling a free in-home consultation. We'll discuss your project, provide an estimate, and review financing options with you.

Step 2: Application

Complete a quick and easy application process with one of our financing partners. Approval decisions are typically made within minutes.

Step 3: Approval

Once approved, we'll work with you to finalize your financing plan and schedule your project start date.

Step 4: Installation

Enjoy your newly improved home while making convenient monthly payments according to your financing plan.

Frequently Asked Questions

Do I need a down payment?

Some financing options may require a down payment, while others may not. We'll help you find the plan that works best for you.

What credit score is needed for financing?

Our financing partners work with a range of credit profiles. We'll help you explore your options based on your credit history.

Can I pay off my financing early?

Yes, many of our financing plans allow for early payoff without penalties. Please check the terms of your specific plan.

Are there any fees associated with financing?

Our financing options are transparent, with no hidden fees. We'll provide all the details upfront so you can make an informed decision.

Customers shopping in a local flooring showroom

Contact Us

Ready to get started on your home improvement project? Contact us today to learn more about our financing options and schedule your free in-home consultation.

Get In Touch

Contact us to get started!

No obligations — let’s discuss your project and see how we can help!

Lakeville, MN

20656 Gunnison Drive, Lakeville, MN 55044

(952) 467-6207

Mon	9:00AM - 5:00PM
Tue	9:00AM - 5:00PM
Wed	9:00AM - 5:00PM
Thu	9:00AM - 5:00PM
Fri	9:00AM - 5:00PM
Sat	Closed
Sun	Closed

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